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Browse Prior Art Database

LOADING DEBIT CARDS USING WIRELESS SYSTEMS

IP.com Disclosure Number: IPCOM000008709D
Original Publication Date: 1998-Jun-01
Included in the Prior Art Database: 2002-Jul-04
Document File: 1 page(s) / 60K

Publishing Venue

Motorola

Related People

Gadi Shirazi: AUTHOR [+3]

Abstract

Debit Cards (DC) are becoming more and more popular in many countries around the world. These cards replace the small amounts of money typically used for daily expenses.

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MOTOROLA Technical Developments

LOADING DEBIT CARDS USING WIRELESS SYSTEMS

by Gadi Shirazi, Claude Hassan and Salomon Serfaty

INTRODUCTION

  Debit Cards (DC) are becoming more and more popular in many countries around the world. These cards replace the small amounts of money typically used for daily expenses.

  Generally, modern debit cards are downloaded with small sums of money to prevent financial damages in case of, for instance, loss or robbery. In order to reload the debit card a special machine is required.

PROBLEM TO BE SOLVED

  As mentioned above, special machines are required in order to reload the debit cards. The disadvantage of using the debit card is that such machines are not always available near by.

CLOSEST KNOWN METHOD

  The closest known method to reload a debit card is to make use of special download machines, which need to be dispersed in many places within a city, to permit easy access to them.

DESCRIPTION OF THE INVENTION

  It is proposed to make use of existing wireless RF links such as two-way paging systems or trunkedicellular radio systems, for downloading

money to these Debit Cards.

  In the case of two-way paging systems, the debit card owner would insert his card into an appropriate slot in the pager and simply dial with a regular phone to a special center that would handle the request. In order to protect the wireless down- loading, every user would have a personal secret password to access the system.

  Through his personal secret password,...