Browse Prior Art Database

(BMP)ID which represents the details of the payment

IP.com Disclosure Number: IPCOM000013410D
Original Publication Date: 2000-Aug-01
Included in the Prior Art Database: 2003-Jun-18
Document File: 2 page(s) / 61K

Publishing Venue

IBM

Abstract

Disclosed is a business model for payment. Payment ID represents the details of transaction of payment such as billing address and amount.

This text was extracted from a PDF file.
At least one non-text object (such as an image or picture) has been suppressed.
This is the abbreviated version, containing approximately 54% of the total text.

Page 1 of 2

(BMP)ID which represents the details of the payment

Disclosed is a business model for payment.
Payment ID represents the details of transaction of
payment such as billing address and amount.

This new business model is effective especially for hand
held devices which have poor input devices.

For example, when do payment through i-mode, user must
input billing address, amount and so on by using poor
input devices.

If use payment ID, user can complete payment by entering
only payment ID, instead of entering billing address,
amount and so on.

Payment ID consists of string. They might be
alphanumeric, HIRAGANA, KATAKANA or mixed characters.
Payment ID can be prepared for each payment transaction or
the specific transaction.

For example, the same payment ID can be used for all
customers in case that the payment ID is prepared for the
specific transaction.

Figure shows a sample scenario of using payment ID.

Service Provider

II.

B

Concert's name Reserved sheet number Billing address Amount
Expire date of ID

Billing address Amount User name Address

A

C

D E

Example 1: ID=392845

Example 2: ID=A11304

ID Server

I.

III.

F

Figure

Components:
I. ID Server
It contains the detailed information of payment, such as
billing address, account number, amount, merchandise's
name, expire date of payment ID and so on. They are
correspond to a payment ID.

ID Server is maintained by Service provider or Banking or
third party. It depends on each service.

ID Server is referred by Service provider and Banking.

II...