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The prevention process of use of injustice based on the use personal history or use designation

IP.com Disclosure Number: IPCOM000013944D
Original Publication Date: 2001-Jul-26
Included in the Prior Art Database: 2003-Jun-19
Document File: 3 page(s) / 59K

Publishing Venue

IBM

Abstract

Disclosed is a service process for electronic money which prevents injustice use based on personal history and use designation profile. By using the following process, clients can prevent his/her e-money injustice use expansion.

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  The prevention process of use of injustice based on the use personal history or use designation

    Disclosed is a service process for electronic money which prevents injustice
use based on personal history and use designation profile.

      By using the following process, clients can prevent his/her e-money
injustice use expansion.

1.)User purchases something by using e-money, credit card, debit card, etc..
2.)Retailer charges e-money service company the payment
3.)The e-money service company pays to retailer. Before or after then the service company
4.)If no matched entry is found, the service company will notify to client via e-mail, fax
5.)Client can prevent injustice use expansion. ยท

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Example : A Credit Card Company - There are the contract between Client and them, They has Client Profile Database based on t Client - who has Credit Card Account of A Credit Card Company. he/she prepares designation profile input. Usage Collection Month - For New Client, Credit Card Company and/or Client can set this time frame to collect client's p During this time frame, Credit Card Company collects Client's use history in their database. Injustice User - Criminal, who uses client's Credit Card No for injustice use.

After Usage Collection Month, Credit Card Company activates this prevention process. If Injustice User gets Client's Credit Card No. illegally, and then Injustice User uses Client's Credit Card somewhere. Credit Card Company refers Client's Personal History/Designa...