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Charge Me By Phone (Credit Card Over Phone)

IP.com Disclosure Number: IPCOM000018269D
Original Publication Date: 2002-Apr-01
Included in the Prior Art Database: 2003-Jul-23
Document File: 1 page(s) / 146K

Publishing Venue

Siemens

Related People

Maria Villioti: AUTHOR

Abstract

The general idea is to split the payment by credit card for an e-commerce user in two ways so that he feels more secure regarding his transactions via internet. First, the user has to fill up a registration form via internet in whitch he gives a personal identification number (PIN), his telephone number (mandatory parameters) and optinally some additional informati- ons like e-mail address. On the contrary to the state of the art it is not requi- red to give the credit card informations via internet respectively an IP-network. Up to now it is necessary that the user has to give his name, the credit card number and the expiry date of thr card into an inter- net form.

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Information / Kommunikation

Charge Me By Phone (Credit CardOver Phone)

Idee: Maria Villioti, GR-Athen

The general idea is to split the payment by credit cardfor an e-commerce user in two ways so that he feelsmore secure regarding his transactions via internet.First, the user has to fill up a registration form viainternet in whitch he gives a personal identificationnumber (PIN), his� telephone� number� (mandatoryparameters) and optinally some additional informati-ons like e-mail address.

On the contrary to the state of the art it is not requi-red to give the credit card informations via internetrespectively an IP-network. Up to now it is necessarythat the user has to give his name, the credit cardnumber and the expiry date of thr card into an inter-net form.

In the new method the user will be called back at achosen time after his registration. Only then he has togive the essential credit card informations to an au-tomatic operator� by� DTMF� (Dual� Tone� MultipleFrequency) after he has given the PIN used in theform before. Now the credit card informations willbe confirmed and the purchase is done.

Siemens� Technik Report� � � � � Jahrgang 5� Nr.16� � � � � April 2002