Charge Me By Phone (Credit Card Over Phone)
Original Publication Date: 2002-Apr-01
Included in the Prior Art Database: 2003-Jul-23
The general idea is to split the payment by credit card for an e-commerce user in two ways so that he feels more secure regarding his transactions via internet. First, the user has to fill up a registration form via internet in whitch he gives a personal identification number (PIN), his telephone number (mandatory parameters) and optinally some additional informati- ons like e-mail address.
Information / Kommunikation
Charge Me By Phone (Credit CardOver Phone)
Idee: Maria Villioti, GR-Athen
The general idea is to split the payment by credit cardfor an e-commerce user in two ways so that he feelsmore secure regarding his transactions via internet.First, the user has to fill up a registration form viainternet in whitch he gives a personal identificationnumber (PIN), his telephone number (mandatoryparameters) and optinally some additional informati-ons like e-mail address.
On the contrary to the state of the art it is not requi-red to give the credit card informations via internetrespectively an IP-network. Up to now it is necessarythat the user has to give his name, the credit cardnumber and the expiry date of thr card into an inter-net form.
In the new method the user will be called back at achosen time after his registration. Only then he has togive the essential credit card informations to an au-tomatic operator by DTMF (Dual Tone MultipleFrequency) after he has given the PIN used in theform before. Now the credit card informations willbe confirmed and the purchase is done.
Siemens Technik Report Jahrgang 5 Nr.16 April 2002