Browse Prior Art Database

Dual Pin Modes for Secure Access for Banking Systems

IP.com Disclosure Number: IPCOM000123400D
Original Publication Date: 1998-Oct-01
Included in the Prior Art Database: 2005-Apr-04
Document File: 1 page(s) / 31K

Publishing Venue

IBM

Related People

Kwok, TY: AUTHOR [+2]

Abstract

Nowadays, secure access is used in many applications including both hardware and software. Key cards with magnetic stripe are used for secure entrance into buildings and special rooms. Credit and ATM cards with PIN are used for authorized banking. Smart cards with PIN are also used for secure access into buildings and houses, authorized banking, personal health records, computers and data bases, software applications and web sites, physical locks and other equipments. However, crimes related to these secure access devices have also become more popular. Many people have been forced to withdraw money from their banks with their ATM cards by criminals. Quite a few persons have also been forced into their home or building by criminals.

This text was extracted from an ASCII text file.
This is the abbreviated version, containing approximately 99% of the total text.

Dual Pin Modes for Secure Access for Banking Systems

   Nowadays, secure access is used in many applications
including both hardware and software.  Key cards with magnetic
stripe are used for secure entrance into buildings and special
rooms.  Credit and ATM cards with PIN are used for authorized
banking.  Smart cards with PIN are also used for secure access into
buildings and houses, authorized banking, personal health records,
computers and data bases, software applications and web sites,
physical locks and other equipments.  However, crimes related to
these secure access devices have also become more popular.  Many
people have been forced to withdraw money from their banks with their
ATM cards by criminals.  Quite a few persons have also been forced
into their home or building by criminals.

   The basic idea of this disclosure is the dual PIN access
modes which provide two PINs for you credit, ATM or smart cards.
Both PINs will allow the card owner to perform the function the card
supposed to do.  But the second PIN will provides additional
functions than the first PIN.  If someone is forced to withdraw money
from the bank with one's ATM card by the criminal, one can simply
punch in the second PIN of one's ATM card.  This will perform
additional functions, such as sending a silent robbery alarm to the
police or the security guard in addition to allow one to withdraw
cash successfully.  In this case, the criminal even doesn't know that
his or her crime has bee...