Browse Prior Art Database

Palm Pilot for Credit/Debit/Cash Card with Biometric Authentication

IP.com Disclosure Number: IPCOM000123837D
Original Publication Date: 1999-May-01
Included in the Prior Art Database: 2005-Apr-05
Document File: 1 page(s) / 46K

Publishing Venue

IBM

Related People

Cromer, D: AUTHOR [+6]

Abstract

Problem Solved By This Invention: This invention uses a personal digital assistant, similar to the Palm Pilot, with fingerprint authentication to replace a person's credit cards, debit cards, electronic cash, etc. The advantage of this is it replaces multiple cards with one device and using the fingerprint authentication it eliminates the problems of lost or stolen credit cards and credit card fraud.

This text was extracted from an ASCII text file.
This is the abbreviated version, containing approximately 65% of the total text.

Palm Pilot for Credit/Debit/Cash Card with Biometric Authentication

   Problem Solved By This Invention:

   This invention uses a personal digital assistant, similar
to the Palm Pilot, with fingerprint authentication to replace a
person's credit cards, debit cards, electronic cash, etc.  The
advantage of this is it replaces multiple cards with one device and
using the fingerprint authentication it eliminates the problems of
lost or stolen credit cards and credit card fraud.

   Description of Invention:

   Future Palm Pilots or any type of small portable personal
data assistant (PDA) will have a fingerprint recognition system
built in.  During initial install you would program your fingerprint
into the PDA.  Once your fingerprint is entered in the system, only
that person using fingerprint identification could use the device.
The person will then enter all of their credit card information
(credit card number, expiration date, etc.).  This information would
be stored within the PDA pilot for later use.  It is also possible to
reset the device by the authorized user.  As an example you could
reset the entire device which would wipe out the fingerprint and all
stored information.

   The user can then go to any store or location requiring
payment and using their fingerprint connect their PDA to the store's
payment system.  The device would ask which credit/debit card the
purchaser would wish to use.  The user can then choose the payment
option and the transactio...