Browse Prior Art Database

(RSS) System to enhance security for self-checkout credit card transactions

IP.com Disclosure Number: IPCOM000126513D
Original Publication Date: 2005-Jul-22
Included in the Prior Art Database: 2005-Jul-22
Document File: 2 page(s) / 80K

Publishing Venue

IBM

Abstract

When a customer uses a "self-checkout" device such as grocery stores kiosks, gas pumps, and atms a company employee never touches the credit card and may never have visual contact with the card. The result of this "no-touch" transaction is that a vital step of preventing credit card fraud no longer performed (such as verifying signature, checking picture on card, etc). This device will take an image of each side of the card as it is inserted into the device. These images could then be displayed on a cashier terminal for convenient visual inspection/validation and/or stored with other tansaction data for record-keeping. The advantage of using this device is it provides the same level of security to the company as a "employee handled" credit card transaction but without necessitating the physical handling of the credit card by the employee.

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(RSS) System to enhance security for self -checkout credit card transactions

     When a customer uses a "self-checkout" device such as grocery stores kiosks, gas pumps, and atms a company employee never touches the credit card and may never have visual contact with the card. The result of this "no-touch" transaction is that a vital step of preventing credit card fraud no longer performed (such as verifying signature, checking picture on card, etc).

     The only known solution today is to inject a manual visual inspection of the card during the checkout process. The drawbacks to this include: a) an extra step that requires an employee to physically touch the credit card, b) employee steals card data,
c) there is no permanent record of the non-magnetic information collected from the the card.

     This device will take an image of each side of the card as it is inserted into the device. These images could then be displayed on a cashier terminal for convenient visual inspection/validation and/or stored with other tansaction data for record-keeping.

     The advantage of using this device is it provides the same level of security to the company as a "employee handled" credit card transaction but without necessitating the physical handling of the credit card by the employee.

     The system is a device that a credit card will be inserted into "device" during checkout and contains a scanner for each side of the credit card to capture a visual representation of each side of the card. These im...