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Hassle Free Shopping - INVogue

IP.com Disclosure Number: IPCOM000145694D
Published in the IP.com Journal: Volume 7 Issue 2A (2007-02-25)
Included in the Prior Art Database: 2007-Feb-25
Document File: 3 page(s) / 62K

Publishing Venue

Siemens

Related People

Juergen Carstens: CONTACT

Abstract

Up to now, during shopping and making payments with credit cards in the shops nobody checks seriously the card and verifies the identity of the card holder. Currently, there is no solution available to give assurance against the fraudulent usage of a lost card. With the usage of biometrics and mobile devices the chances of fraud may come down. In the proposed novel solution all sensitive information are stored in the mobile device, which becomes again a threat for security. The method provides the flexibility of paying bills with physical features rather than maintaining cards. When a customer registers for the proposed service, his details like date of birth, mobile number, credit card number, biometric samples are stored in the database. Also the shops are maintained with a unique code as identifier in the central database. When a customer tries to use this service, he invokes a request for transaction with shop ID (Identification) and a USSD (Unstructured Supplementary Service Data) string. The details about the customer are sent to the corresponding shop ID and at the shopping place, the customer is asked for live finger print image. When the customer provides the finger print, verification is done and the processing goes on.

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Hassle Free Shopping - INVogue

Idea: Gayathri Rajasekar, IN-Bangalore

Up to now, during shopping and making payments with credit cards in the shops nobody checks seriously the card and verifies the identity of the card holder. Currently, there is no solution available to give assurance against the fraudulent usage of a lost card. With the usage of biometrics and mobile devices the chances of fraud may come down. In the proposed novel solution all sensitive information are stored in the mobile device, which becomes again a threat for security. The method provides the flexibility of paying bills with physical features rather than maintaining cards.

When a customer registers for the proposed service, his details like date of birth, mobile number, credit card number, biometric samples are stored in the database. Also the shops are maintained with a unique code as identifier in the central database. When a customer tries to use this service, he invokes a request for transaction with shop ID (Identification) and a USSD (Unstructured Supplementary Service Data) string. The details about the customer are sent to the corresponding shop ID and at the shopping place, the customer is asked for live finger print image. When the customer provides the finger print, verification is done and the processing goes on.

As soon as the customer enters the shopping center he enters his mobile number and carries on with shopping. The confirmation from the AC (Authentication Center) reaches the shopping center and is fed to all terminals in the shop. Now, once the bill is ready (this bill has the mobile number as reference number and this locks with that on the queue) the customer pays by leaving his/her fingerprint. With this in place there is no need to fear about misuse of out cards.

A central database will be created, which contains the mobile numbers, samples, associated cards
etc. of the customers. The request made by the mobile device will be identified by the service provider. Since the service is based on the mobile number, care should be taken during the transmission the subscribers' ports to another network. The priority of the cards is stored in the database and the advice of selection of the card is done.

Figure 1 shows the flow diagram of the procedure of this system:
1. SMS is sent from the mobile (String + ShopID)
2. Query sent to AC where the account is mapped to the mobile no
3. The authentication center sends back a Finger Print PartID to the shop
4. Query for Finger Print image is sent
5. The user provides his/her finger print at the terminal
6. The encrypted Finger Print PartID and the finger print is compared with the provided finger print and the transaction is sent to the AC

7. Go/NoGo signal is sent from the AC
8. The details of the...