Browse Prior Art Database

Electronic Receipt (E-ceipt )

IP.com Disclosure Number: IPCOM000147543D
Original Publication Date: 2007-Mar-19
Included in the Prior Art Database: 2007-Mar-19
Document File: 1 page(s) / 57K

Publishing Venue

IBM

Abstract

Current paper receipts do not serve the need of the consumer because of their size, limited functionality and because they are required in some cases to be stored for several years but are less than a sheet of paper in size. The idea of an electronic receipt system (E-ceipt) would remove these restrictions and provide the consumer and the companies better flexibility, less environmental waste and a system which never looses a receipt. This would be done by integrating electronic receipts into the retail transaction. From there a variety of implementations and services could be based off the receipt and could even be tailored to each individual item on the receipt. From warranty expirations to maintenance reminders the E-ceipt system could be used to help companies and consumers keep better track of purchases and the extra options available after a purchase is made, such as automatically offering customers an extended warranty because their current warranty is about to expire.

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Electronic Receipt (E-ceipt )

An "E-ceipt" is an electronic receipt system. This system comprises an embedded account or link (such as email) onto bank cards, credit cards and other forms of non-cash payments. Cash payments would have an "opt in" question at the end of the transaction that can set up the user info for that transaction or utilize their account information if already setup. It would be possible to automate this for cash processing by using a swipe card or bar code read as part of the transaction.

The E-ceipt transaction process starts with the customer's payment card or E-ceipt card for cash transactions) and would be read by the cashier's system. The software would look at the properties of the card to distinguish whether or not this customer/card has been set up as an E-ceipt customer. If they are an E-ceipt customer the system would either offer or automatically give them an E-ceipt instead of a regular receipt. (It's worth mentioning that the card properties could be set up to automatically decline both paper and E-ceipts where the receipt provided no additional value, such as with convenience store purchases.) If the consumer did want to use an E-ceipt the system would grab their account information off the card and issue the receipt directly to the user electronically. These destination systems could consist of generic email accounts to specific systems provided by the vendor of the card, for example a major credit card company could have their own system. Also since each card could have a unique system attached to it they could provide new enhancements based on that data - ranging from a loyalty program to offering extended warranties when the original warranty is ending. Furthermore this data would allow the owning companies to build better profiles and offer this tracking as a service (either fee or free) which would distinguish them from other vendors in the same...