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Server System for Transaction sharing across same mobile-channel over multiple mobile clients

IP.com Disclosure Number: IPCOM000236716D
Publication Date: 2014-May-12
Document File: 5 page(s) / 143K

Publishing Venue

The IP.com Prior Art Database

Abstract

Disclosed is a method that allows the user to register multiple mobile devices with the server such that the user can switch between their devices as needed; the user can distribute active transactions across multiple mobile devices. If the user is in midst of a transaction on one device, and then needs to switch (e.g., due to low battery power on the initial device) to another registered device, the user can do so and then continue the transaction.

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Server System for Transaction sharing across same mobile-channel over multiple mobile clients

As the number of Short Messaging System (SMS)/Unstructured Supplementary Service Data (USSD) or mobile-Interactive Voice Response System (IVRS) transactions grows, so do problems with the network, security, and costs when the user wants to change phones.

Mobile communication systems have multiple channels through which to communicate (e.g., Hypertext Transfer Protocol (HTTP), USSD, SMS, and Computer Assisted Language Learning (CALL)). Other than HTTP, most protocols are specific to mobile applications. Mobile (M)-commerce and other financial transactions through these protocols triggers security threats. Examples of those threats and other issues with the use of mobile protocols include (but are not limited to):

• Security issues accompanied with the growth of SMS transactions • High costs per transaction • Insufficient performance and response times
• Network bandwidth optimal usage

NOTE: In this article, SMS, CALL, and USSD are termed as Mobile Communication Protocols (MCPs).

Users use MCPs to perform transactions. The invention is a method that allows the user to register multiple mobile devices with the server such that the user can switch between their devices as needed; the user can distribute active transactions across multiple mobile devices. If the user is in midst of a transaction on one device, and then needs to switch (e.g., due to low battery power on the initial device) to another registered device, the user can do so and then continue the transaction. The unique method routes the outgoing MCP message to a server, and for every set of devices maintains the same session on the server, with a session Transaction Manager as

shown in Figure 3.

The core features and functions of the invention include:


• A server mechanism for merging multiple mobile requests across the same

  mobile channel (e.g., SMS, USSD, IVRS) maintaining a single session for the client and completing the transaction with the enterprise
• A notification mechanism within the server that communicates to multiple

clients that are part of the current transaction, when a session switches

clients. This is done with every step involved in the transaction without

disclosing confidential data such as the address of the other mobile client(s).

With this method, the user initially registers all phone numbers expected to be involved in transactions with the enterprise. When the client and enterprise application start the transaction, the transaction manager creates an instance of the session such that all devices associated with the account receive the message and can deal with the same session.

Example Embodiment #1

1


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User A initiates a banking transaction of account number 234567, and sends a message to 55445 (the banking transaction number provided for the client for mobile bank transactions). The transaction is initiated, and when the user provi...