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A method and system to do reliable payment intelligently

IP.com Disclosure Number: IPCOM000241576D
Publication Date: 2015-May-13
Document File: 5 page(s) / 109K

Publishing Venue

The IP.com Prior Art Database

Abstract

A method and system to do reliable payment intelligently which used to deal with kinds of bills and kinds of payment methods and choosed payment methods automatically.

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A method and system to do reliable payment intelligently

In our daily life, lots of spending bills suffuse with us. How to deal with kinds of bills and kinds of payment methods is one of the most confusing things. So we refer to an unified payment platform which can unify all of the payment methods and offer an unique payment interface to the users. By this unified payment platform, management of bank cards, credit cards and third-party payment methods can be simplified and payment action can be more intelligent.

An intelligent unified payment method is to offer an unique and intelligent payment interface to the end users for dealing with kinds of bills and kinds of payment methods. Firstly, the platform can simply manage bank cards, credit cards and other payment methods. Secondly, the platform with a routing method can choose payment methods automatically. Thirdly, the platform with a calculating method can collect all the remaining money in different payment methods together for one bill. Our invention aim is to deal with all bills in one-touch operation.

Advantage:
1. Save human and time cost to manage all payment methods, including bank cards, credit cards and other payment methods.
2. Simplify the payment process including credit card payments.

3. Flexible mode of payment in one bill.

Claim points
1. A method to provide a unified way to do reliable play based on configured bank accounts.

2. A method to collect money from multiple accounts to fulfil a bill au...