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EMV: Lessons Learned and the U.S. Outlook

IP.com Disclosure Number: IPCOM000244620D
Original Publication Date: 2014-Jun-01
Included in the Prior Art Database: 2015-Dec-30

Publishing Venue

Undisclosed

Abstract

Report on EMV rollout in the US based on lessons learned in other jurisdictions

This text was extracted from a PDF file.
This is the abbreviated version, containing approximately 7% of the total text.

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EMV: Lessons Learned and the U.S. Outlook

JUNE 2014

Julie Conroy

C OM PLI MEN TA RY AC C ES S TO T HI S R EP ORT FOR N ON -A I T E G RO UP S UB SC R I B ER S HA S B EEN PR OVI DED BY VI SA I N C .

© 2014 Aite Group, Inc. All rights reserved. Reproduction of this white paper by any means is strictly prohibited.


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EMV: Lessons Learned and the U.S. Outlook

June 2014

TABLE OF CONTENTS

IMPACT POINTS .............................................................................................................................................. 4
INTRODUCTION .............................................................................................................................................. 5

  METHODOLOGY ........................................................................................................................................ 6
LEARNING BY EXAMPLE .................................................................................................................................. 7

UNITED KINGDOM .................................................................................................................................... 7
AUSTRALIA .............................................................................................................................................. 11
BRAZIL ..................................................................................................................................................... 15
MEXICO ................................................................................................................................................... 16
CANADA .................................................................................................................................................. 17

THE U.S. MIGRATION .................................................................................................................................... 20

THE COMPLEXITIES OF DEBIT .................................................................................................................. 20
U.S. TRAJECTORY..................................................................................................................................... 21
POST-EMV U.S. FRAUD ENVIRONMENT .................................................................................................. 27

CONCLUSION ................................................................................................................................................ 29
RELATED AITE GROUP RESEARCH ................................................................................................................. 30
ABOUT AITE GROUP...................................................................................................................................... 31

AUTHOR INFORMATION ............................................................................................................................