Browse Prior Art Database

Move Money Engine

IP.com Disclosure Number: IPCOM000245902D
Original Publication Date: 2016-Apr-18
Included in the Prior Art Database: 2016-Apr-18
Document File: 9 page(s) / 296K

Publishing Venue

Undisclosed

This text was extracted from a PDF file.
This is the abbreviated version, containing approximately 38% of the total text.

Page 01 of 9

Online Banking - California

CA Move Money Engine

Initial Concepts - Apr 22, 2003

Latest version:

04/24/03 9:57 AM


Page 02 of 9

HBMT000-C Concept 0

Screen Name:

Make Transfer

Screen No.:

HBMT000-C

Online Banking

Mail | Help | Sign-Off

Concept 0

- use of module treatment on cut-off time information
- amount moved above date-related fields
- customer has option to select transfer now, later or automatically
- automatic transfer option brings some of the recurring options into this interface to give greater visibility to functionality

Accounts

Bill Pay & e-Bills

Transfer Funds

Customer Service

Make Transfer

Review Transfers

Make Transfer

About Transfers

From:

Select Account

To:

Select Account

Amount:

$

Transfer now

Transfer later

Automatically transfer

How often:

Start date:

End date:

(optional)

5/20/2003

monthly

5/20/2003

Continue

Transfers scheduled on bank- business daysbefore the daily cut-off timewill be credited to your account on the same day. Transfers scheduled after the cut-off time will be credited the following business day.

Secure Area (with graphic)

04/24/03 9:57 AM


Page 03 of 9

HBMT000-C Concept 0 a

Screen Name:

Make Transfer

Screen No.:

HBMT000-C

Online Banking

Mail | Help | Sign-Off

On selecting a loan account as the "To" account

- disable form element selections that allow transfer scheduling or set up of recurring transfers
- present messaging near relevant form elements explaining why those functions are not available
- note that this is a non-ADA compliant approach - we would need to ensure that a non-script version exists which would include appropriate error messaging if non-eligible items were selected

Accounts

Bill Pay & e-Bills

Transfer Funds

Customer Service

Make Transfer

Review Transfers

Make Transfer

About Transfers

From:

Interest Checking-1234

To:

Loan-1234

Amount:

Transfer now

$

Transfers to loan accounts are only available as immediate, one-time transfers

Transfer later

Automatically transfer

How often:

Start date:

End date:

(optional)

5/20/2003

monthly

5/20/2003

Continue

Transfers scheduled on bank- business daysbefore the daily cut-off timewill be credited to your account on the same day. Transfers scheduled after the cut-off time will be credited the following business day.

Secure Area (with graphic)

04/24/03 9:57 AM


Page 04 of 9

HBMT000-C Concept 1

Screen Name:

Make Transfer

Screen No.:

HBMT000-C

Online Banking

Mail | Help | Sign-Off

Concept 1

- use of module treatment on cut-off time information
- date form field sits below amount field
- customer has option to select ASAP transfer or enter date - customer has additional optionsto either transfer once or transfer on a recurring basis - treatment of single/recurring section has been altered to be more explanatory and plainspoken

Accounts

Bill Pay & e-Bills

Transfer Funds

Customer Service

Make Transfer

Review Transfers

Make Transfer

About Transfers

From:

Select Account

To:

Select Account

Amount:

Transfer as soon as possible (5/19/2003)

Options: Transfer on...