Dismiss
InnovationQ will be updated on Sunday, Oct. 22, from 10am ET - noon. You may experience brief service interruptions during that time.
Browse Prior Art Database

Pre-Approved Offers on Online Banking

IP.com Disclosure Number: IPCOM000245924D
Original Publication Date: 2016-Apr-18
Included in the Prior Art Database: 2016-Apr-18

Publishing Venue

Undisclosed

This text was extracted from a PDF file.
This is the abbreviated version, containing approximately 12% of the total text.

Page 01 of 22

Model/CA Environment

Pre-Approved Offers on OLB phase 1.5 Ver 3.1



Page 02 of 22

Current Flow

LEGEND

Current Flow

[Page Name]

[Page ID No.]

Screen Different State of Same Screen

[Page Name]

[Page ID No.]

[Page Name]

[Page ID No.]

Screen Diagrammed on Separate Page

[Page Name]

[Page ID No.]

   Screen Diagrammed on Same Page

 [Function Description]

System Function

XXXXX

Object Relationship

HTML Link

Connector

Edit Box

Form Button

Combo Box

Check Box

List Box

Radio Button

Item A ...

Mailto: File Download External Website

 Page Jumplink

Document orFile

Offer 1

.com

Product Info

Apply

Learn More

DDI

Offer Info

Accept

  Offer Acceptance

T&Cs

DDI

Terms & Conditions

OLB

DDI

Online Banking

Open an account view current offers

Offers Landing Offer 1 Offer 2 Offer 3

Offers?

yes

Learn More Offer

Return

no

.com

Offers Landing

No Card/HE offers

Offer 2

New page

Offer 2

Offer 3

Offer 3



Page 03 of 22

Accts OV Flow

LEGEND

Accounts Overview Flow: consumer/Premier/SB

Primary Offer

.com

Product Info

Learn More

Apply

DDI

 Primary Offer Info

Accept

  Offer Acceptance

Accept

T&Cs

DDI

Terms & Conditions

Call to Action: Accept or Apply depending on product.

[Page Name]

[Page ID No.]

Screen Different State of Same Screen

[Page Name]

[Page ID No.]

[Page Name]

[Page ID No.]

Screen Diagrammed on Separate Page

[Page Name]

[Page ID No.]

   Screen Diagrammed on Same Page

 [Function Description]

System Function

XXXXX

Object Relationship

HTML Link

Connector

Edit Box

Form Button

Combo Box

Check Box

List Box

Radio Button

Item A ...

Mailto: File Download External Website

 Page Jumplink

Document orFile

yes

OLB

 Online Banking Accounts Overview

PA offers

Offers?

no

Learn More

Open an Account

More offers

.com

.com

DDI

Open an Account Landing page

(by segment)

 No Offers Landing page

(by segment)

Offers Landing Offer 1 Offer 2 Offer 3

Offer 2

Offer 2

Offer 3

Offer 3

Online Applications

.com

.com

.com

Deposit App

HE App

Mortgage App

Apply


Page 04 of 22

Products tab flow

LEGEND

Products Tab Flow

[Page Name]

[Page ID No.]

Screen Different State of Same Screen

[Page Name]

[Page ID No.]

[Page Name]

[Page ID No.]

Screen Diagrammed on Separate Page

[Page Name]

[Page ID No.]

   Screen Diagrammed on Same Page

 [Function Description]

System Function

XXXXX

Object Relationship

HTML Link

Connector

Edit Box

Form Button

Combo Box

Check Box

List Box

Radio Button

Item A ...

Mailto: File Download External Website

 Page Jumplink

Document orFile

Primary Offer

Offer Info from DDI (Primary offer, No offer)

.com

Terms & Conditions

Apply

T&Cs

OLB

DDI

Terms & condtions

Online Banking

Products Tab

Primary Offer

Primary Offer Info

Accept

  Offer Acceptance

Offer 1

Learn More

DDI

Offers Landing Offer 1 Offer 2 Offer 3

Other Offers

DDI

Product Info

(if no PA Offers) View Deposit Offer

Call to Action: Accept or Apply depending on product.

(if no PA Offers) View Card Offer

Offer 2

(if no PA Offers) View Home Equity Offer

Offer 2

(if no PA Offers) View Mortgage Offer

Offer 3

.com

.com

.com

.com

Offer 3

  Deposit No Offer Offer

...