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BluePayz : A Seamless Payment Method Using Bluetooth-Enabled Mobile Phones

IP.com Disclosure Number: IPCOM000015495D
Original Publication Date: 2002-Feb-26
Included in the Prior Art Database: 2003-Jun-20

Publishing Venue

IBM

Abstract

Concept: Seamless payment has been associated with providing consumers greater purchasing convenience as well as reducing the time spent to pay for your goods. This is helped by the promotion of a "cashless" society in many countries, meaning card-based payment is the predominant kind of payment method. However, this method may not be the most effective and repercussions have been seen in the forms of counterfeit credit cards, card lost, etc. This invention discloses a new and more efficient form of payment. Imagine that you could pay for your goods you have purchased from the supermarket by just keying in a pin number into your phone. The price to be paid will be displayed on the user’s cellphone and all the user has to do is to enter a number to authorize the payment. The transaction will be over even before a queue can be formed. No longer will you need to be frustrated by long queues or worried about not having enough cash to pay for your purchases. All the information required will be stored inside your Bluetooth-enabled cellphone and info is transmitted using Bluetooth technology. This invention is not only applicable in the retail industry; but any places that request for payment from the consumers, particularly when the payment amount is small. Examples may include the following: