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Immediate Return of Cleared Check Images

IP.com Disclosure Number: IPCOM000022367D
Original Publication Date: 2004-Mar-11
Included in the Prior Art Database: 2004-Mar-11

Publishing Venue

IBM

Abstract

The core idea of this invention is that as soon as a check is cleared by the check writer's bank, an eCheck object is immediately sent to the check writer, preferably as an e-mail attachment, to the account holder's home computer, PDA and/or mobile phone. The eCheck object includes a scanned image of the check so that the check writer can tell immediately whether the check has been used properly.