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PIN Verification With Multiple Personal Identification Codes Disclosure Number: IPCOM000061448D
Original Publication Date: 1986-Aug-01
Included in the Prior Art Database: 2005-Mar-09

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Lennon, RE Matyas, SM Meyer, CH Oseas, J [+details]


This article describes a compartmentalized transaction security facility usable by a customer with a single bank card and a single personal identification number (PIN), but having isolation between user institutions and classes of transactions. Fig. 1 shows an overall environment in which such a facility would be used, including various combinations of local and remote bank, automated teller machine (ATM) and point-of-sale (POS) sub-environments. The several sub-environments shown in Fig. 1 could be accommodated by a sufficient number of independent data groups on the customer card, but this raises a space problem on the card.