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Generalized Consumer Card

IP.com Disclosure Number: IPCOM000124853D
Original Publication Date: 2005-May-10
Included in the Prior Art Database: 2005-May-10
Document File: 2 page(s) / 207K

Publishing Venue



Disclosed is a technique for providing a Generalized Consumer Card, which associates a consumer with many different retailers.

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Generalized Consumer Card


Retail stores often provide cards to consumers which provide discounts on store purchases, accumulate points towards gifts, and provide check writing privileges. These cards have a number or a barcode, which associates the card to a consumer. These cards are designed to attach to a key ring, or fit in a wallet or purse. While these cards are useful, they become cumbersome when you acquire a number of them, making a key ring or wallet unwieldy from being overstuffed. Consumers often neglect to carry these cards because they become a nuisance to carry, forcing the consumer to miss out on the benefits these cards are intended to provide.

Invention Summary:

This invention provides a service by which a single card, which can be carried on a key ring or in a wallet or purse, can be used to associate a consumer with many different retailers. For the purposes of this disclosure this card will be referred to as a Generalized Consumer Card.


The consumer would register for and be issued a single Generalized Consumer Card from a Consumer Card Service Center. This service center would provide consumer card lookup and update functions to retailers, as well as update functions to consumers. (The update functions associate the consumer card with a retailer). Consumer card lookup would be performed using a retailer's existing processes (e.g. manual entry or barcode reader), allowing retailers to leverage their existing infrastruc...