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The IP.com Prior Art Database
Undisclosed
English (United States)
A Method and System for Providing Blockchain Enabled Mechanism for Managing Lending of Property/Asset
Disclosed is a method and system for Blockchain enabled mechanism for managing lending of property or asset. In accordance with the method and system disclosed herein, a Blockchain maintains
unique asset or property ID for each asset and property. Each asset id is associated to
multiple colored coins, one for representing purchase or sale and another for representing
lending for rent and one another for lease. All these coins are with the owner of the asset
identified by unique primary key. When the owner desires to lend a property, the owner
sends the colored coin representing rent/lease to another person.
Following figure illustrates various details associated with an asset/proper ID which is
maintained by the Blockchain.
Figure
In an embodiment, if the asset is a house, different portions of the house or different
floors are associated with colored coins and asset IDs for independent lending and
GPS/spatial coordinates is associated to relate the physical property in the Blockchain
for lending transactions.
In accordance with the method and system, when an asset is used for renting, then
blockchain creates a temporary asset or property id based on lending terms and
conditions. The associated metadata of the newly created asset or property id may be
the owner of the asset, or a second person who is using during lending period. The
Blockchain updates a temporary owner of the asset or property as the second person
who has taken on rent. The second person continues to be the temporary owner of the
asset for the contract period. In an embodiment, Blockchain also keep the roles and
responsibilities of the permanent or original owner with the temporary owner.
In an embodiment, the second person may have rights to lend the property to a t...
